Tag Archives: volatility

The Social Security Dilemma: Take it Now, Or Wait? – Part 2

Should we take our Social Security benefits at “Full Retirement Age” (FRA), or wait?  The Social Security Administration (SSA) will add 8% every year from your FRA to age 70. We present an option, for those who qualify, to enhance … Continue reading

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What Will You Do If Your Pension Fund Isn’t There For You?

Drained pension fund has retired New York union workers pinching pennies to survive, as doom looms for reserves across U.S.* -New York Daily News, Sunday, February 26, 2017 (link to article below)      A “private pension plan”, instead of, … Continue reading

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Life Insurance with Long-Term Care for an 18 year-old?

Yes, a college freshman has just applied for a life insurance policy with a Long-Term Care rider, a second rider to ensure continued premium payments in the case of total disability (thereby ensuring cash growth) and another rider to provide … Continue reading

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It’s Time To Think Outside The Box – Part 2

Have you wondered why your 401(k) or investment account has not done what you had hoped, and why so many seem to be experiencing the same anxiety as you?  Much of this has to do with “volatility” within the markets, … Continue reading

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It’s Time To Think Outside The Box – Part 1

As an alternative to the stock markets, we suggest a specific type and structuring of Whole Life insurance.  Now, before you close down on that title, “life insurance”, please allow us to explain: “Cash value life insurance” has been used … Continue reading

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